Important information.

Income Care, Income Care Plus, Income Protection, Total Care Plan, Total Care Plan Super and Life Protection are issued by CommInsure, a registered business name of The Colonial Mutual Life Assurance Society Limited ABN 12 004 021 809 AFSL 235035 (CMLA). CMLA is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124.

As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. The Product Disclosure Statement (PDS) for Personal Insurance Portfolio issued by CMLA is available from your financial adviser, by calling 13 10 56 or from comminsure.com.au and should be considered in making any decision about this product. CommInsure can be contacted by phone, our web site or you can write to us.

You pay us premiums or fees for the products that we provide to you. We do not charge you any additional fees for the products that we provide to you with any general advice. Employees of CommInsure who provide a service do not receive specific payments or commissions for the giving of that service but do receive salaries. Bonuses and other benefits may also be paid to employees.